the blog of the world's most famous anonymous guy yep, it is me, chatz abarquez! come, see the contents of my sick mind, the factory of all the kalokohan i have been supressing since my high school days!
yup, im not related to anyone famous
- chester abarquez
- an over opinionated guy who exercises(or better yet abuses) the constitutional freedom of speech
Saturday, November 14, 2009
heaven sent?
here i go again...
credit cards and billing statements...
sent from heaven?? not quite sure bout that...
A credit card is part of a system of payments named after the small plastic card issued to users of the system. It is a card entitling its holder to buy goods and services based on the holder's promise to pay for these goods and services.[1] The issuer of the card grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.
A credit card is different from a charge card, where a charge card requires the balance to be paid in full each month. In contrast, credit cards allow the consumers to 'revolve' their balance, at the cost of having interest charged. Most credit cards are issued by local banks or credit unions, and are the shape and size specified by the ISO/IEC 7810 standard as ID-1. This is defined as 85.60 × 53.98 mm in size. - WIKIPEDIA
for quite some time now, a number of clients have been complaining to
me about their billing statements that was never delivered to them...
the result... finance charges and late payment dues...
here's the thing guys, aside from the billing statement, the other thing that
knows how much you have to pay is YOU... the card holder!
seriously don't you know what kinds of crap you purchased? tsong, ever heard
of the thing called receipt?
all you have to do is just add up all your expenses and voila! you have your
total amount due? how hard is it? you dont have to be a harvard graduate
to do that di ba?
in my opinion, what the annual fee stand for is the service we enjoy for
credit; we are able to buy the goods/services we need even though we do not
have any cash in hand. therefore we, the card holders are liable and definitley
has the obligation to monitor our debt and NOT yelling at customer service representatives
due to non receipt of billing statements...
please guys, be smart!
peace!
chatz, out...
credit cards and billing statements...
sent from heaven?? not quite sure bout that...
A credit card is part of a system of payments named after the small plastic card issued to users of the system. It is a card entitling its holder to buy goods and services based on the holder's promise to pay for these goods and services.[1] The issuer of the card grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.
A credit card is different from a charge card, where a charge card requires the balance to be paid in full each month. In contrast, credit cards allow the consumers to 'revolve' their balance, at the cost of having interest charged. Most credit cards are issued by local banks or credit unions, and are the shape and size specified by the ISO/IEC 7810 standard as ID-1. This is defined as 85.60 × 53.98 mm in size. - WIKIPEDIA
for quite some time now, a number of clients have been complaining to
me about their billing statements that was never delivered to them...
the result... finance charges and late payment dues...
here's the thing guys, aside from the billing statement, the other thing that
knows how much you have to pay is YOU... the card holder!
seriously don't you know what kinds of crap you purchased? tsong, ever heard
of the thing called receipt?
all you have to do is just add up all your expenses and voila! you have your
total amount due? how hard is it? you dont have to be a harvard graduate
to do that di ba?
in my opinion, what the annual fee stand for is the service we enjoy for
credit; we are able to buy the goods/services we need even though we do not
have any cash in hand. therefore we, the card holders are liable and definitley
has the obligation to monitor our debt and NOT yelling at customer service representatives
due to non receipt of billing statements...
please guys, be smart!
peace!
chatz, out...
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